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The State Exchange Bank logo
Exclusive offers from The State Exchange Bank
  • FDIC insured. No fees.

  • Locally-owned independent community bank.

Offers from The State of Exchange Bank

About the State Exchange Bank

A tractor working on the farm

The State Exchange Bank opened in Salt Fork, Oklahoma on October 1, 1901. As a result of circumstances brought about by the nation’s financial crisis in the early 1930s, the bank was moved to Lamont in 1935. Since its beginning, the bank has remained a locally-owned independent community bank.

The State Exchange Bank - CEO Chad Muegge

The State Exchange Bank is an FDIC insured financial institution

FDIC insured financial institution

Federal Deposit Insurance Corporation

The State Exchange Bank is a member of the FDIC. Deposits in The State Exchange Bank are insured by the FDIC up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.

The State Exchange Bank, powered by SaveBetter

What is save better

The State Exchange Bank uses the secure SaveBetter platform to feature and manage specially selected savings products. Customers open accounts at SaveBetter.com and the platform manages all aspects of the products offered by The State Exchange Bank including operations, customer service and marketing. In simple terms, SaveBetter is a consumer facing digital storefront that provides access to The State Exchange Bank products. Best of all, SaveBetter is completely free!

Start saving in 4 simple steps:

  1. discover savings products
    1.Discover competitive savings products.
  2. select a product for savings goals
    2.Select the right products for your savings goals.
  3. register for SaveBetter
    3.Register for a SaveBetter account — one is all you need!
  4. fund and access new savings products
    4.Fund and access your new savings products.

Now you can add more savings products any time you want. It’s that simple!

SaveBetter FAQs

Call us: 844-994-EARN (3276)(Monday to Friday from 9:00 a.m - 4:00 p.m)
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The SaveBetter name and logo are trademarks of SaveBetter LLC. The Deposit Solutions name and logo are trademarks of Deposit Solutions GmbH, used with permission. The State Exchange Bank is a trademark of The State Exchange Bank, used with permission.

© 2021 SaveBetter LLC. All rights reserved.

APY means Annual Percentage Yield. APY is accurate as of July 26, 2021. Interest rate may change after initial deposit. Minimum opening deposit is $1.00.

Banking services provided by Central Bank of Kansas City. Each customer authorizes the Service Bank to hold the customer’s funds in a custodial capacity in order to facilitate the customer’s deposits to and withdrawals from any deposit account at Sample Bank that the customer requests through SaveBetter.com. The Service Bank does not establish the terms of the deposit accounts or offer the deposit accounts to customers, and provides no advice to customers about deposit accounts at Sample Bank. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank.