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The State Exchange Bank logo

The State Exchange Bank 36 month high-yield CD

  • 1.51% high-yield CD, 4.9X higher than national average.

  • FDIC insured. No fees.

  • Locally-owned independent community bank.

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The State of Exchange Bank 36 month high-yield CD

  • The State Exchange Bank
    36 monthsHigh Yield CD
    APY
    1.51%

Earn 4.9 times the national average APY

State Exchange Bank 36 month CD APY is 4.9 times higher than the national average

Don't settle for average rates

Expedite your savings with APYs significantly higher than the national average. Lock in to a competitive interest rate for a fixed period to better manage your return expectations.

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About the State Exchange Bank

A tractor working on the farm

The State Exchange Bank opened in Salt Fork, Oklahoma on October 1, 1901. As a result of circumstances brought about by the nation’s financial crisis in the early 1930s, the bank was moved to Lamont in 1935. Since its beginning, the bank has remained a locally-owned independent community bank.

The State Exchange Bank - CEO Chad Muegge

The State Exchange Bank is an FDIC insured financial institution

FDIC insured financial institution

Federal Deposit Insurance Corporation

The State Exchange Bank is a member of the FDIC. Deposits in The State Exchange Bank are insured by the FDIC up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.

The State Exchange Bank, powered by SaveBetter

What is save better

The State Exchange Bank uses the secure SaveBetter platform to feature and manage specially selected savings products. Customers open accounts at SaveBetter.com and the platform manages all aspects of the products offered by The State Exchange Bank including operations, customer service and marketing. In simple terms, SaveBetter is a consumer facing digital storefront that provides access to The State Exchange Bank products. Best of all, SaveBetter is completely free!

Start saving in 4 simple steps:

  1. discover savings products
    1.Discover competitive savings products.
  2. select a product for savings goals
    2.Select the right products for your savings goals.
  3. register for SaveBetter
    3.Register for a SaveBetter account — one is all you need!
  4. fund and access new savings products
    4.Fund and access your new savings products.

Now you can add more savings products any time you want. It’s that simple!

SaveBetter FAQs

Call us: 844-994-EARN (3276)(Monday to Friday from 9:00 a.m - 4:00 p.m)
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The SaveBetter name and logo are trademarks of Raisin US LLC. The Raisin Solutions US name and logo are trademarks of Raisin GmbH, used with permission. The State Exchange Bank is a trademark of The State Exchange Bank, used with permission.

© 2022 Raisin US LLC. All rights reserved.

APY means Annual Percentage Yield. APY is accurate as of June 23, 2022. Interest rate may change after initial deposit. Minimum opening deposit is $1.00.

Each customer authorizes the Custodian Bank to hold the customer’s funds in a custodial capacity in order to facilitate the customer’s deposits to and withdrawals from deposit accounts at various Product Banks that the customer requests through SaveBetter.com. The Custodian Bank does not establish the terms of the deposit accounts, or offer the deposit accounts to customers, and provides no advice to customers about deposit accounts. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Custodian services are provided by Lewis and Clark Bank.