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The State Exchange Bank logo

Explore Savings Products from The State Exchange Bank

  • Deposits are FDIC insured through The State Exchange Bank.

  • No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • SaveBetter recommends: 2.00% APY High-Yield Savings Account

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Offers from The State Exchange Bank

About The State Exchange Bank

A tractor working on the farm

The State Exchange Bank opened in Salt Fork, Oklahoma on October 1, 1901. As a result of circumstances brought about by the nation’s financial crisis in the early 1930s, the bank was moved to Lamont in 1935. Since its beginning, the bank has remained a locally-owned independent community bank.

The State Exchange Bank - CEO Chad Muegge

Security Is Our Top Priority

FDIC

FDIC logo

The State Exchange Bank is a member of the FDIC. Deposits in the State Exchange Bank are insured by the FDIC up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.

Click to learn more about FDIC insurance

Cybersecurity is a top priority at SaveBetter

SOC2 logo

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include Multi-Factor authentication, encryption, and Cloudflare advanced internet protection and monitoring. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

The State Exchange Bank, Powered by SaveBetter

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The State Exchange Bank uses the secure SaveBetter platform to offer savings products to savers nationwide. Customers open accounts at SaveBetter.com, and the platform manages all aspects of the products offered by the State Exchange Bank, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, SaveBetter provides you exclusive access to a special selection of the State Exchange Bank products. Best of all, SaveBetter is completely free!

  • Security: Funds deposited into any of the products accessible through SaveBetter are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets SaveBetter apart.

  • Access: Enjoy 24/7 online access to your account and funds.

Open an Account in 3-5 Minutes

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the savings products you add to your new SaveBetter account.

Press

Read what the media is saying about SaveBetter.

  • U.S. News

    Deposit Solutions is launching its savings portal in the United States

    Read article

All State Exchange Bank Savings Products on SaveBetter

Savings product
APY
Term
High Yield Savings Account
2.00%
High Yield CD
1.71%
60 Months
High Yield CD
1.51%
36 Months
High Yield CD
1.36%
24 Months
High Yield CD
2.35%
13 Months
High Yield CD
0.90%
9 Months
High Yield CD
1.10%
7 Months
High Yield CD
0.55%
4 Months

FAQs

Call us: 844-994-EARN (3276)(Monday to Friday from 9:00 a.m - 4:00 p.m)
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The SaveBetter name and logo are trademarks of Raisin US LLC. The Raisin Solutions US name and logo are trademarks of Raisin GmbH, used with permission. The State Exchange Bank is a trademark of The State Exchange Bank, used with permission.

© 2022 Raisin US LLC. All rights reserved.

APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate may change after initial deposit. Minimum opening deposit is $1.00.

Each customer authorizes the Custodian Bank to hold the customer’s funds in a custodial capacity in order to facilitate the customer’s deposits to and withdrawals from deposit accounts at various Product Banks that the customer requests through SaveBetter.com. The Custodian Bank does not establish the terms of the deposit accounts, or offer the deposit accounts to customers, and provides no advice to customers about deposit accounts. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Custodian services are provided by Lewis and Clark Bank.