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Exclusive offers from Central Bank of Kansas City

  • FDIC insured. No fees.

  • Helping support neighborhoods as a Community Development Financial Institution (CDFI) – building prosperity and providing opportunities in the communities that need them most.

About Central Bank of Kansas City

Downtown Kansas City

Central Bank has been recognized by the Community Development Financial Institutions Fund (CDFI) for the bank's investment in distressed communities and has been a certified CDFI since 1998.

Central Bank of Kansas City’s certification as a CDFI is a long-term commitment in building prosperity and providing opportunities in our local communities that need them most.

The Community Development Financial Institutions (CDFI) Fund is an initiative of the U.S. Treasury, which joins federal money with private sector capital to fund market-driven solutions to community-based issues. A CDFI works within its own local sector to help inject new sources of capital into areas and neighborhoods that normally would lack access to investment.

Central Bank of KC is an active participant in the federal New Market Tax Credit program - awarded by the CDFI Fund. The bank has allocated over $450 million in awards over the past 15 years to projects in severely distressed census tracts, including supporting projects totaling over $200 million in community facilities that provide services to the low-to-moderate income populations and over $200 million to manufacturing and industrial employers supporting the creation and retention of nearly 20,000 jobs in total.

For nearly 70 years, Central Bank has served the local community and helped build and support neighborhoods. From reading each week to 2nd graders at area schools, to talking to preschoolers about saving during Money Smart Month, to serving meals for the needy - Central Bank of Kansas City cares.

We at Central Bank of Kansas City are proud to be the only CDFI bank headquartered in Missouri, and one of the very few nationally. For us, it’s more than just giving back—it’s about believing in the opportunities.

A proud supporter of the community

Central Bank of Kansas City loves to be a part of a growing, vibrant city. Watch how we've partnered with some great organizations like Operation Breakthrough, DEED Foundation, Q39 and Linwood Area Ministry Place!

Central Bank of Kansas City is an FDIC insured financial institution

FDIC insured financial institution

Federal Deposit Insurance Corporation

Central Bank of Kansas City is a member of the FDIC. Deposits in Central Bank of Kansas City are insured by the FDIC up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.

Central Bank of Kansas City, powered by SaveBetter

What is save better

Central Bank of Kansas City uses the secure SaveBetter platform to feature and manage specially selected savings products. Customers open accounts at SaveBetter.com and the platform manages all aspects of the products offered by Central Bank of Kansas City including operations, customer service and marketing. In simple terms, SaveBetter is a consumer facing digital storefront that provides access to Central Bank of Kansas City products. Best of all, SaveBetter is completely free!

Start saving in 4 simple steps:

  1. 1.Discover competitive savings products.
  2. 2.Select the right products for your savings goals.
  3. 3.Register for a SaveBetter account — one is all you need!
  4. 4.Fund and access your new savings products.

Now you can add more savings products any time you want. It’s that simple!

SaveBetter FAQs

Call us: 844-994-EARN (3276)(Monday to Friday from 9:00 a.m - 4:00 p.m)
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The SaveBetter name and logo are trademarks of SaveBetter LLC. The Deposit Solutions name and logo are trademarks of Deposit Solutions GmbH, used with permission. The Central Bank of Kansas City name and logo are trademarks of Central Bank of Kansas City, used with permission.

© 2021 SaveBetter LLC. All rights reserved.

APY means Annual Percentage Yield. APY is accurate as of February 9, 2021. Interest rate may change after initial deposit. Minimum opening deposit is $1.00.

Each customer authorizes the Custodian Bank to hold the customer’s funds in a custodial capacity in order to facilitate the customer’s deposits to and withdrawals from deposit accounts at various Product Banks that the customer requests through SaveBetter.com. The Custodian Bank does not establish the terms of the deposit accounts, or offer the deposit accounts to customers, and provides no advice to customers about deposit accounts. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Custodian services are provided by Lewis and Clark Bank.