
The better, simpler way to build a high-yield savings portfolio
SaveBetter brings you direct access to federally insured savings accounts and CDs with top interest rates through a single platform, so you can easily unlock the potential of your cash.
Browse popular savings products on SaveBetter
- SkyOne Federal Credit Union18 monthsCertificateAPY2.30%
- SkyOne Federal Credit Union12 monthsCertificateAPY2.00%
- The State Exchange BankHigh Yield Savings AccountAPY1.40%
- mph.bankMoney Market Deposit AccountAPY1.35%
- Patriot Bank N.A.Money Market Deposit AccountAPY1.45%
- The State Exchange Bank60 monthsHigh Yield CDAPY1.71%
- Ponce Bank48 monthsHigh Yield CDAPY1.61%
- The State Exchange Bank13 monthsHigh Yield CDAPY1.55%
- The State Exchange Bank36 monthsHigh Yield CDAPY1.51%
- mph.bank15 monthsHigh Yield CDAPY2.30%
- The State Exchange Bank24 monthsHigh Yield CDAPY1.36%
- Ponce Bank13 monthsHigh Yield CDAPY1.31%
- mph.bank10 monthsHigh Yield CDAPY1.90%
- SkyOne Federal Credit UnionMoney Market Deposit AccountAPY1.40%
- Ponce Bank11 monthsHigh Yield CDAPY1.21%
- The State Exchange Bank7 monthsHigh Yield CDAPY1.10%
- Liberty Savings Bank, FSBHigh Yield Savings AccountAPY1.06%
- The State Exchange Bank9 monthsHigh Yield CDAPY0.90%
- Continental Bank13 monthsHigh Yield CDAPY0.90%
- Ponce BankMoney Market Deposit AccountAPY0.75%
- Continental Bank5 monthsHigh Yield CDAPY0.65%
- The State Exchange Bank4 monthsHigh Yield CDAPY0.55%
- Continental Bank3 monthsHigh Yield CDAPY0.55%
- Continental BankHigh Yield Savings AccountAPY0.50%
- mph.bank12 monthsHigh Yield CDAPY2.10%
- mph.bank18 monthsHigh Yield CDAPY2.50%
What is SaveBetter?

SaveBetter brings together high-yielding savings products offered by a network of U.S. financial institutions. It’s your destination to discover competitive savings products and start saving wisely. Select and fund multiple savings products from different institutions and manage them all from one account.
Security
Funds deposited into any of the savings products available through SaveBetter are always held by a federally insured financial institution. We use a host of cybersecurity measures to protect your funds and sensitive information.
Choice
Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.
Convenience
One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.
Open an Account in 3-5 minutes
Select
the right product for your savings goals.
Register
with an email address and password, then verify your identity and bank information.
Fund
the savings products you add to your new SaveBetter account.
All deposit balances on the SaveBetter platform are held at federally insured financial institutions
Federal Deposit Insurance Corporation
All participating banks are members of the FDIC. Deposits in participating banks are insured by the FDIC up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.
Click to learn more about FDIC insuranceNational Credit Union Administration

All participating credit unions are insured by the NCUA through its Share Insurance Fund. Deposits in participating credit unions are insured by the NCUA up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured credit union, for each deposit account ownership category.
Click to learn more about NCUA insuranceCybersecurity is a top priority at SaveBetter

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include Multi-Factor authentication, encryption, and Cloudflare advanced internet protection and monitoring.
We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.
The SaveBetter name and logo are trademarks of Raisin US LLC. The Raisin Solutions US name and logo are trademarks of Raisin GmbH, used with permission. The Central Bank of Kansas City name and logo are trademarks of Central Bank of Kansas City, used with permission. Continental Bank is a trademark of Continental Bank, used with permission. Ponce Bank and the Ponce De Leon image are trademarks of Ponce De Leon Federal Bank, used with permission. WEX Bank is a trademark of WEX Bank, used with permission. The State Exchange Bank is a trademark of The State Exchange Bank, used with permission. Patriot Bank is a trademark of Patriot Bank N.A., used with permission. Liberty Savings Bank is a trademark of Liberty Savings Bank, used with permission. mph.bank and mph.bank Mark are trademarks of Liberty Savings Bank, FSB, used with permission. SkyOne Federal Credit Union is a trademark of SkyOne Federal Credit Union, used with permission.
© 2022 Raisin US LLC. All rights reserved.
APY means Annual Percentage Yield. APY is accurate as of July 1, 2022. Interest rate may change after initial deposit. Minimum opening deposit is $1.00.
Each customer authorizes the Custodian Bank to hold the customer’s funds in a custodial capacity in order to facilitate the customer’s deposits to and withdrawals from deposit accounts at various Product Banks that the customer requests through SaveBetter.com. The Custodian Bank does not establish the terms of the deposit accounts, or offer the deposit accounts to customers, and provides no advice to customers about deposit accounts. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Custodian services are provided by Lewis and Clark Bank.