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Explore Savings Products from American First Credit Union

  • Federally insured by NCUA. No fees. $1 minimum to open.

  • 24/7 online access to funds.

  • SaveBetter recommends: {632de66e4ae2fb0001d6a745-APY} APY high-yield money market deposit account

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All Savings Products from American First Credit Union

About American First Credit Union

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American First Credit Union has a legacy going back 70 years as a not-for-profit financial institution that, at its founding, was dedicated to supporting grocery store workers. American First Credit Union has since undergone waves of change over the years, keeping its heritage in mind while charting a path toward modernization and growth. Today the Southern California-based credit union has expanded its reach while offering the latest in digital banking solutions. Now savers across America have access to American First Credit Union saving products through SaveBetter.

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Support for Children's Health

Through its Caring First initiative, American First Credit Union supports a host of children's health and wellness programs



American First is a credit union, meaning it is a not-for-profit institution that operates in support of its members


A Community Pillar

American First Credit Union is known for hosting and sponsoring local community events — raising attention and resources for important causes

Security Is Our Top Priority

National Credit Union Administration

NCUA insured

American First Credit Union is a member of the NCUA. Savings in American First Credit Union are insured by the NCUA up to the limits of federal law. The standard insurance amount is $250,000 per member, per insured credit union, for each share account ownership category.

Click to learn more about NCUA insurance

Cybersecurity is a top priority at SaveBetter

SOC2 logo

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include Multi-Factor authentication, encryption, and Cloudflare advanced internet protection and monitoring. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

American First Credit Union, Powered by SaveBetter

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American First Credit Union uses the secure SaveBetter platform to offer savings products to savers nationwide. Customers open accounts at, and the platform manages all aspects of the products offered by American First Credit Union, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, SaveBetter provides you exclusive access to a special selection of American First products. Best of all, SaveBetter is completely free!

  • Security: Funds deposited into any of the products accessible through SaveBetter are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets SaveBetter apart.

  • Access: Enjoy 24/7 online access to your account and funds.


Read what the media is saying about SaveBetter.

  • U.S. News

    Deposit Solutions is launching its savings portal in the United States

    Read article


Call us: 844-994-EARN (3276)(Monday to Friday from 9:00 a.m - 4:00 p.m)
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The SaveBetter name and logo are trademarks of Raisin US LLC. The Raisin Solutions US name and logo are trademarks of Raisin GmbH, used with permission. American First Credit Union and American First Credit Union logo are trademarks of American First Credit Union, used with permission.

© 2022 Raisin US LLC. All rights reserved.

APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate may change after initial deposit. Minimum opening deposit is $1.00.

Each customer authorizes the Custodian Bank to hold the customer’s funds in a custodial capacity in order to facilitate the customer’s deposits to and withdrawals from deposit accounts at various Product Banks that the customer requests through The Custodian Bank does not establish the terms of the deposit accounts, or offer the deposit accounts to customers, and provides no advice to customers about deposit accounts. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Custodian services are provided by Lewis and Clark Bank.