A better way to reach your savings goals

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Have you ever passed up another bank’s better savings rate or product, all because you wanted to avoid the hassle of signing up to become a new customer and having to manage savings across multiple banks? You’re not alone, and now, you’ll never have to miss out on another great savings opportunity again.

Introducing is an online savings products marketplace that allows you to deposit your cash across multiple high-yield savings products, all from one easy-to-use account. gives you all of the following:


  • A selection of products from FDIC member banks, splitting high balances across multiple institutions while still managing the funds from one login

  • The ability to manage your deposits in different savings products, so that you can increase your interest income and reduce your interest rate risk


  • Access to competitive saving products — such as high-yield savings accounts, fixed-term CDs and no penalty CDs


  • A fast, simple sign-up process – no more need to sign up via individual banks’ websites

  • Simple management of multiple savings products, through a single platform, as well as consolidated account documentation come tax time

What is

The SaveBetter platform provides a new way to help your savings unlock greater earning potential.

With a fast, one-time online account registration, you can get access to a range of savings products, such as high-yield savings accounts and traditional fixed-term Certificates of Deposit (CDs) or no-penalty CDs.

These products are offered by a curated network of FDIC-insured partner banks, which means that your savings, just like your current savings in other accounts, will benefit from FDIC protection.

The SaveBetter platform is designed to help customers like you better manage your cash according to your personal circumstances and goals.

How works

The SaveBetter platform provides US savers with a curated selection of competitive products from numerous banks all accessible with one account. We invite you to join the savings revolution!

We bring quality savings products to you. We do the heavy lifting of finding and giving you access to great products from a single online account.

We present a new way to diversify your liquid cash holdings across multiple banks because no single bank has all the best offers. Furthermore, placing deposits across different financial institutions lets you gain insurance on deposits in excess of the $250,000 FDIC coverage limit (per bank per depositor).

Get started at by discovering competitive savings products.

After selecting the right product or products for your savings goals, register for a free SaveBetter account.

Your fast, one-time account registration (subject to successful identity verification), gives you access to a network of FDIC-insured partner banks with competitive, high-yield savings products.

You can fund your account immediately. When your funds are received at the bank, SaveBetter will then deposit your funds in your desired savings products at our partner banks.

After your cash is deposited, you can track all of your savings and earnings all from one place.

how the Savebetter platform works

Although we instruct banks to transfer your savings savings deposit funds, never holds your money.

In fact, we never touch it. After you direct your funds to a bank via the SaveBetter platform, a custodian bank transfers your money and holds it on your behalf – until it is returned to you. Your funds are always with an FDIC-insured institution, and you can always see and manage your savings from your SaveBetter account.

Use for multiple cash benefits

Too much cash not properly invested over the long term can result in “cash drag.”

Instead, get your cash working for you by allocating it into high-yield savings products with competitive rates paying much more than 0.05% APY, the average interest on a savings deposit.1

You can use for the following cash-surplus situations:

  • Preparing for near-term life events such as college tuition, a wedding, growing your family, or buying a new house

  • Planning for FDIC-insured retirement savings

  • Receiving mandatory 401(K) distributions

  • Receiving a cash windfall

In addition, get multiple SaveBetter platform benefits:

  • Hassle-free access: Your one-time account registration is all it takes to have your savings deposited securely with multiple FDIC-insured bank partners. There’s no need to open multiple bank accounts with different bank providers.

  • Diversified savings: You can diversify your cash across products from multiple FDIC-insured banks. Think of it as a portfolio of cash; the primary difference is that your assets are FDIC-insured whereas your investments in mutual funds and ETFs are not.

  • Simple management: Stay current on all your cash through a single dashboard.

  • Simplified taxes: Instead of gathering multiple interest income (1099-INT) statements come tax time, you’ll receive just one statement.

What are you waiting for? Explore products and never miss out on better savings products again.

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Call us: 844-994-EARN (3276)(Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)
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The SaveBetter name and logo are trademarks of Raisin US LLC. The Central Bank of Kansas City name and logo are trademarks of Central Bank of Kansas City, used with permission. Continental Bank is a trademark of Continental Bank, used with permission. Ponce Bank and the Ponce De Leon image are trademarks of Ponce De Leon Federal Bank, used with permission. WEX Bank is a trademark of WEX Bank, used with permission. The State Exchange Bank is a trademark of The State Exchange Bank, used with permission. Patriot Bank is a trademark of Patriot Bank N.A., used with permission. Liberty Savings Bank is a trademark of Liberty Savings Bank, used with permission. and Mark are trademarks of Liberty Savings Bank, FSB, used with permission. SkyOne Federal Credit Union is a trademark of SkyOne Federal Credit Union, used with permission. Sallie Mae is a trademark of Sallie Mae Bank, used with permission. The Axiom Bank name and logo are registered trademarks and The Future of Better Banking is a service mark of Axiom Bank, used with permission. Bellco Credit Union is a trademark of Bellco Credit Union, used with permission. American First Credit Union and American First Credit Union logo are trademarks of American First Credit Union, used with permission. Lemmata Savings Bank name and logo are trademarks of California Bank of Commerce, used with permission.

© 2022 Raisin US LLC. All rights reserved.

APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate may change after initial deposit. Minimum opening deposit is $1.00.

Each customer authorizes the Custodian Bank to hold the customer’s funds in a custodial capacity in order to facilitate the customer’s deposits to and withdrawals from deposit accounts at various Product Banks that the customer requests through The Custodian Bank does not establish the terms of the deposit accounts, or offer the deposit accounts to customers, and provides no advice to customers about deposit accounts. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Custodian services are provided by Lewis and Clark Bank.